Making Your HSA Work for You
Posted by Jeffrey Moscaret on Fri, 09/09/2022 - 00:24
As health care costs continue to climb, more and more people are looking for ways to save money on their medical expenses. One way to do this is to open a Health Savings Account (HSA).
How to Retire in a Declining Market: 5 Ideas to Help You Prepare
Posted by Jeffrey Moscaret on Tue, 08/16/2022 - 12:35
How will you be able to retire if the market keeps declining? I can assure you that you can prepare to retire during a declining market, you just need to be prepared. Here are five ideas to help you get started.
Where Are We Going from Here? – A Look at the Economy and the Markets
Posted by Jeffrey Moscaret on Mon, 07/25/2022 - 15:34
Throughout my interactions with many of you over the past three to four months, I have heard the following regarding how you are feeling about the markets so far this year: “frustrated”, “scared”, “nervous”, “trying to remain patient”, and “when is this going to end?” This extreme range of emotions is not going unheard by me, and I understand where you’re coming from. Here, I want to share with you what I believe needs to start to happen in five tracked economic areas for a more consistent upward trend in the markets and your portfolios.
The Importance of Wills, Living Wills, and Powers of Attorney
Posted by Jeffrey Moscaret on Wed, 07/13/2022 - 16:00
Working with our clients on their financial well-being also means helping to ensure that your estate planning is also in order. There are three important documents that everyone should have in place: a will, a living will, and powers of attorney. Here we take a look at each of these.
Exploring Your Emergency Fund: How Much Is Enough?
Posted by Jeffrey Moscaret on Fri, 06/03/2022 - 00:40
When it comes to financial planning, one of the most important things you can do to ensure your financial security is build up an emergency fund. Having an emergency fund gives you a cushion to fall back on if tough times arise, and it can help you avoid going into debt or tapping into other financial resources, like your retirement account.
Traditional vs Roth IRAs- What's the Difference
Posted by Jeffrey Moscaret on Tue, 05/31/2022 - 13:45
When it comes to saving for retirement, there are two main types of IRAs: Traditional and Roth. They offer different tax benefits, so it's important to understand the difference before you decide which is right for you. Here's a look at the key differences.
4 Common Mistakes That Can Derail Your Retirement
Posted by Jeffrey Moscaret on Fri, 05/13/2022 - 00:28
Planning for retirement takes time, effort, and careful consideration. Here are four common mistakes people make that can derail your retirement plans.
The Pros and Cons of Investing in Cryptocurrency: What You Need to Know
Posted by Jeffrey Moscaret on Mon, 05/02/2022 - 16:59
There's a lot of talk about cryptocurrency lately. Whether you're for it or against it, chances are you've heard of Bitcoin, Ethereum, and other popular forms of digital currency. Here we discuss the pros and cons of investing in cryptocurrency. https://www.moscaretadvisory.com/contact
Prioritize Wisely: College vs. Retirement
Posted by Jeffrey Moscaret on Thu, 04/14/2022 - 12:00
Should you invest in your child's education or save up for retirement? Odds are if you're asking this question, you already know that there is no clear-cut answer. In fact, for many parents, deciding whether to fund their retirement savings or their child's college tuition can be one of the most difficult finance-related questions they face during their lives. But the answer doesn't necessarily have to be an "either/or" scenario.
Why Charitable Giving Should Be Part of Your Financial Strategy
Posted by Jeffrey Moscaret on Wed, 03/23/2022 - 12:00
There are many reasons that people have for giving to charity. Here we take a look at some of the emotional and financial benefits of giving back and why charitable giving should be a part of your financial strategy.